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Why should I be as accurate as possible when stating my annual income?

Since these are unsecured loans, in addition to verifying everyone’s identity, we also verify the income of all applicants (See How does Peerform verify my income?).   The verification team ensures that the current gross salary matches up with, or comes within very close range to, the stated annual income you state when you are applying for your Peerform loan from Cross River Bank.  If there is a substantial difference between your pay stubs and stated annual income, we will require further income verification in order to proceed with the application.

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