The “In funding” status means that your loan is in the process of attracting investors. More specifically, you applied, qualified, and accepted the offer. Now you are on the platform for investors to review and consider. Once you attract sufficient investors for your loan request (see How long does it take to get funded?), your status will immediately change from “In funding” to “Funded”. The next step is the final review of your loan application and the actual issuance of the loan by Cross River Bank if everything is in place.
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